January 2009

Dear Clients and Friends,

Happy 2009! We are optimistic that this year will bring pleasant surprises. We, in an ongoing effort to serve you better, are expanding our portfolio offerings to include a group of portfolios that place an emphasis on socially and environmentally responsible companies. They invest in asset classes, using the philosophy of structured portfolio management. They are managed very similarly to the Matrix portfolios, including using DFA mutual funds, but they also add real estate investment trusts. The returns are also comparable. If you are already in the Matrix portfolios this is not much reason to disturb them, but for new investors or existing investors with new money to invest, this is an attractive option.

The company is Abacus Portfolios, and for everyone who is interested, they are presenting a webinar that is open to the public. Abacus is one of the top 250 in the country. For those of you without interent access, let me know if you would like the information presented and I will get it to you! More information below under Abacus Town Hall Meeting.

Also please note new legislation that may affect you included in this newsletter.

We shifted from sending quarterly newsletters to monthly last year because of the market volatility. You have weathered the storm magnificently, and though we may have more rough patches ahead, I am confident that you ‘get it’ and have the knowledge you need to ride to success. I am planning on going back to a quarterly timetable unless I hear from you that you really would like to continue receiving these monthly.

Warmest Regards, and may 2009 bring you health, happiness, and abundance.

Kasey Claytor

 

2009 Required Minimum Distributions

On December 23 The Worker, Retiree, and Employer Recovery Act of 2008 was signed into law by President Bush. This new law grants a temporary waiver of the required minimum distribution (RMD) from retirement accounts for the 2009 tax year only. The waiver applies to individual retirement accounts (IRAs) and employer-provided contribution plans (QRPs, Keoghs, Individual 401(k)s, and 403(b)(7)s).

For those of you that are affected by this, and wish to suspend your withdrawals to take advantage of the lessened taxes, please call Dawn as soon as possible so we can code your account.

This entry was posted on Friday, January 9th, 2009 at 2:45 pm and is filed under Newsletters.