January 2018 Newsletter

We are always filled with optimism at the start of a brand new year, even though how the year unfolds is a complete mystery! But much of it is in our control, isn’t it?
We can’t control sudden changes in our lives: illnesses, accidents, and other unexpected life events, but we can do what we can to be prepared. That’s why we buy insurance, make a retirement and estate plan, further our education, apprise ourselves of national and world events, learn how to be healthier, lessen stress and take care of our families.
We can’t control the markets, but we can be prepared for whatever moves they take. Last year was a great year for investments. Most people made a good return. We haven’t had a bear market, or correction, in quite a while. It will come, we just don’t know when.
Therefore, it’s a perfect time to re-evaluate your objective. If you are someone who is planning on retiring in the next 5 years or so, you may want to change your allocation of investments, lessening your exposure to stocks, and placing more into fixed income, or bonds in your portfolio. If you are already retired, chances are you have the proper allocation to weather any bear market. Keep in mind, the average down market lasts 6 to 18 months, and the average bull, or up market, lasts several years. But there are no guarantees. the only thing we are sure of is change!
Let us know if you want an evaluation of your current portfolio to see if it is meeting your goals, your comfort or risk  level, and readiness for whatever may come!
May this be a great year for each and every one of you.
To your Financial Wellbeing,
Kasey Claytor,  Aaron Wade  & Dawn Lopez
Bitcoin? To buy or not?

Bitcoin is in the news everywhere you turn! How much it has risen, how you are missing out if you aren’t in this new investment! We want to give you real information on this before you jump into a volatile currency. If you are tempted by all the hype, read this first. 

This entry was posted on Thursday, January 18th, 2018 at 6:33 pm and is filed under Articles, Blog Posts, Newsletters.

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