Archived Newsletters

January 2018 Newsletter

Thursday, January 18th, 2018
We are always filled with optimism at the start of a brand new year, even though how the year unfolds is a complete mystery! But much of it is in our control, isn’t it?
We can’t control sudden changes in our lives: illnesses, accidents, and other unexpected life events, but we can do what we can to be prepared. That’s why we buy insurance, make a retirement and estate plan, further our education, apprise ourselves of national and world events, learn how to be healthier, lessen stress and take care of our families.
We can’t control the markets, but we can be prepared for whatever moves they take. Last year was a great year for investments. Most people made a good return. We haven’t had a bear market, or correction, in quite a while. It will come, we just don’t know when.
Therefore, it’s a perfect time to re-evaluate your objective. If you are someone who is planning on retiring in the next 5 years or so, you may want to change your allocation of investments, lessening your exposure to stocks, and placing more into fixed income, or bonds in your portfolio. If you are already retired, chances are you have the proper allocation to weather any bear market. Keep in mind, the average down market lasts 6 to 18 months, and the average bull, or up market, lasts several years. But there are no guarantees. the only thing we are sure of is change!
Let us know if you want an evaluation of your current portfolio to see if it is meeting your goals, your comfort or risk  level, and readiness for whatever may come!
May this be a great year for each and every one of you.
To your Financial Wellbeing,
Kasey Claytor,  Aaron Wade  & Dawn Lopez
Bitcoin? To buy or not?

Bitcoin is in the news everywhere you turn! How much it has risen, how you are missing out if you aren’t in this new investment! We want to give you real information on this before you jump into a volatile currency. If you are tempted by all the hype, read this first. 

Posted in Articles, Blog Posts, Newsletters

August Newsletter

Wednesday, August 6th, 2014

It is anybody’s guess where the markets go from here, so the most important thing for you to do is–

1. Educate yourself on the long term behavior of the markets,

2. Know your own goals and the amount of risk you are able to tolerate financially and emotionally, and

3. Choose a portfolio that gives you the best chance of meeting your goals.

It sounds easy, three small steps, but it is an ongoing process of assessing your situation and knowing what not to listen to in the media that will destroy your peace of mind. It is our aim to give you the information that will enable you to do this easily.

Most of those in the financial industry are warning of a coming bear market. As we have said before, bear markets will come, but predicting when isn’t something anyone can do with consistency.

We want you to be prepared, not only financially but in your gut, for the volatility of the markets. By that we mean when the stocks in the US, or anywhere take a big plunge, your reaction isn’t one of panic or fear but confidence and commitment to stay the course.

Those of you who live locally will get a chance to hear a presentation on just this: how to comfortably and confidently thrive through the market volatility. Go to our Events Page.

Warmest Regards,

Kasey J. Claytor

Aaron M. Wade

Osprey Money Management LLC
Registered Investment Advisory Firm

Posted in Newsletters

June 2014 Osprey Newsletter

Thursday, June 12th, 2014

We’ve been here before, watching the market swing up year over year until it seems as though it will never drop. Do you think that is possible? That is the topic of this issue.  Will there be a crash? When? How do we know if we are prepared? Come to our next event for answers.

Save the date for our local clients and other interested folks! Dinner, important news, and fun Wednesday, August 6th, 2014. Mark your calendars and we will give you the details as we near the date.

Now that we have settled into summer, the kids are out of school, the temperatures are rising (sending many inside!) and we’re taking vacations, it is an excellent time to reassess your financial health.

Questions to ask yourself to begin developing your plan:

1)      Do you have your desired beneficiaries on all of your accounts?

2)      Do you have a list of all your documents in one place?

3)      Do you have a will and/or a trust drawn up?

4)      Do you have life insurance?

5)      Are all of these in a safe place, i.e. safe deposit box or online storage?

Kasey’s book, The 7 Laws of Raising Financially Independent Kids, covers this in detail in the Chapter, Law #4 Provide Good Role Models. If you don’t have a copy, give us a call or go to We also have a great Estate Planning Organizer which will help you get all this together. When you do this, the satisfied, confident feeling it gives you increases your own well-being and that of your family.  We will mail you one free of charge. Just call or email us.


Posted in Newsletters

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Osprey Money Management, LLC. • 877-650-3796 • 321-383-4005 • 918 S. Washington Avenue, Titusville, FL 32780
Osprey Money Management LLC is a Registered Investment Advisory Firm registered within the State of Florida.